Terms and Privacy

Terms Of Use

General Overview

  1. This Platform for usage on your electronic device has been provided to you by Speculur Technology Solutions Private Limited, an Indian limited liability company incorporated under the Companies Act, 2013, and having its registered offices at 235, 27th Cross, Jayanagar 7th Block, Bangalore, Karnataka, India (“Speculur”). Throughout the Website, the terms “we”, “us” and “our” refer to Speculur. This Terms of Use is applicable to all persons who access, use, purchase any product or services from the Company (collectively, the “Services”) through our mobile applications, website (www.speculur.com), mobile sites and other online channels and through other interactions and communications with the Company or its agents or affiliates (collectively, the “Platform”). This Terms of Use is applicable to all users of the Services from any Platform.
  2. The Terms of Use and the Privacy Policy and any other applicable polices (the “Policies”), as updated from time to time, govern your access and use of our Platform and Services.
  3. This Terms of Use is a legally binding contract between you and Speculur regarding the terms of access and use of our Platform and Services. You may request a .pdf copy of this Terms of Use by emailing us at legal@speculur.com.
  4. Please read the Terms of Use carefully. By downloading, installing, or otherwise accessing or using our Platform or Services (whether in whole or in part), you agree that you have read, understood, and agree to be bound by the Terms of Use. By agreeing to these Terms of Use, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use our Services. If you do not agree with the Terms of Use or any other Policies, please do not access or use any of the Platforms or Services.
  5. Upon your consenting to the Terms of Use and the Policies of the Company (which are incorporated by reference into this Terms of Use), the Company hereby grants you a limited, personal, worldwide, revocable, non-assignable and non-exclusive license to use our Services. This license is for the sole purpose of enabling you to use the Services in the manner expressly permitted by these Terms of Use and the Policies.

Access to the Services

  1. It is your responsibility to ensure your equipment (computer, laptop, netbook, tablet or other mobile device) meets all the necessary technical specifications and is compatible with our Services to enable your access and use of the Services.
  2. You must ensure that the details provided by you are accurate and treat such information as confidential. Based on the information provided by you to us, you may be provided with a login identification (such as a username and password or any other identifier). You are solely responsible for all activities that occur under your login identification and must notify us immediately of any unauthorised use or other security breach relating to your login identification.
  3. We reserve the right to block, disable or delete any login identification, at any time, if in our opinion, you have failed to comply with any of the provisions of the Terms of Use or any other Policies, or if any details you provide for the purposes of registering as a user of the Services prove to be false or a misrepresentation.
  4. You consent to any collection, use or disclosure of personal information or personally identifiable data required to provide you with access to the Services or to deliver the Services to you, as per the Privacy Policy of the Company.
  5. You agree that we may collect and use technical data and related information, including but not limited to technical information about your device, system and application software, and peripherals, that is gathered periodically, to facilitate the provision of software updates, product support, and other services to you (if any). We may use this information as per the Privacy Policy of the Company, including to improve our products or services or technologies.
  6. The operation of our Services includes periodic delivery to you of offers, coupons or other information that may be of interest to you based on your stated preferences or your location. To the extent possible, you may discontinue receiving such information at any time by updating your preferences on the Platform.
  7. Any new features, tools, products or services which are added to the Services shall also be subject to the Terms of Use. You can review the most current version of the Terms of Use at any time on this page. We reserve the right to update, change or replace any part of these Terms of Use by posting updates and/or changes to the Services. It is your responsibility to check the Services periodically for changes. Your continued use of or access to the Services following the posting of any changes constitutes your acceptance of those changes.

Usage of Services

  1. Any and all content displayed on, or transmitted via, the Services provided to you is on a ‘as is’ basis and your access to and use of the Services and any content therein is at your own risk. You may access the content solely for your information and personal use. You shall not copy, reproduce, distribute, transmit, broadcast, display, sell, license or otherwise exploit any content on any Platform for any other purposes.
  2. You shall not reverse-engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Services, any updates, or any part thereof.
  3. You understand that when using the Services, you will be exposed to content from a variety of sources, and that Speculur is not responsible for the accuracy, usefulness, safety or intellectual property rights of, or relating to, such content on the Platform. Speculur may, but is not obligated to, monitor or control the content posted on the Platform and/ or via the Services. Any use or reliance on any content posted on the Platform and/ or via the Services or obtained by you through in any other manner is at your own risk. You further understand and acknowledge that you may be exposed to content which you may deem inaccurate, offensive, or objectionable; and you agree to waive and hereby do waive, any legal or equitable rights or remedies you have or may have against Speculur with respect thereto. To the extent permitted by applicable law, you agree to indemnify and hold harmless Speculur, its owners, officers, directors and employees to the fullest extent regarding all matters relating to your use of the Services and any content posted by you by access to, or use of the Platform and/ or the Services.
  4. Usage of our Services should not replace your good judgment and common sense. In any of any concerns and queries, please immediately contact us at consumeraffairs@speculur.com, along with the necessary details. Additionally, please read and comply with all safety notices that accompany your Speculur product or these Services.

Products and services

  1. Certain products and services may be available exclusively through our Services. These products and services may have limited quantities and are subject to return, if applicable, only according to our return policy.
  2. The pricing for the Services, wherever applicable, are subject to change without notice.
  3. We reserve the right to limit our Services to any person, geographic region or jurisdiction. We may also exercise this right on a case-by-case basis. We reserve the right to limit the quantity of any Services that we offer. All descriptions of the Services or their pricing are subject to change at any time without notice, at our sole discretion. We reserve the right to modify, discontinue, suspend or cancel any Service at any time.
  4. The minimum age for a user to be registered for the Services is the age of contractual consent under applicable law or 18 years, whichever is lower. Our Services, in particular, are not directed at or meant for persons under the age of 13. We do not knowingly collect any information from any person under the age of 13. If you are below the age of 13, please discontinue the use of the Services and contact us at legal@speculur.com. If you are aware of a user under the age of 13 using our Services, please contact us at legal@speculur.com.
  5. We do not warrant that the quality of any products, services, information, or other material purchased, accessed, obtained or used by you in relation to the Platform or Services will meet your expectations, or that any issues or errors in the Services will be corrected, or corrected to your satisfaction.
  6. In the event of a loss, theft or malfunctioning of your device, you are required to promptly inform us of the same, in order for us to disable the Services accessible through such device. You understand and accept that the reporting of such an event is solely your responsibility, contingent to which, we may enable you to access our Services as was previously available to you with the same terms and conditions as was previously applicable. However, we do not warrant the replacement or refund of our Services, on account of the loss, theft, malfunctioning etc. of your device, through which our Services were previously being accessed by you.

Intellectual Property

  1. All rights, title and interest in and to the Platform and Services are and will remain the exclusive property of Speculur. The Services are protected by copyright, trademark and other Indian laws. Nothing in these Terms of Use or any Policies gives you a right to use the name or any of the trademarks, logos, domain names, distinctive brand features or any other intellectual property rights of Speculur. All the data and information arising out of, and in relation to the access and use of the Platform and the Services shall be the property of Speculur; and Speculur shall be vested with all rights, title and interests thereto. Speculur shall have the right to use such data and information in the manner it deems fit, subject however, to the Privacy Policy.
  2. Any feedback, comments, or suggestions you may provide regarding our Services is entirely voluntary and we will be free to use such feedback comments or suggestions as we see fit and without any obligation to you.
  3. You acknowledge and accept that your use of the device and that of our Services is limited solely to your personal and non-commercial use. Any transfer of the device by you shall be done without recourse to Speculur, and Speculur shall not be obligated to record the transfer of the device in any manner whatsoever. The usage of our Services does not implicitly or expressly transfer any ownership interest to you in the content, and specifically excludes, without limitation, any commercial or promotional use rights in such content. Furthermore, you are prohibited from republishing, retransmitting and reproducing any images accessed through our Services for any other use or purpose without our prior written consent.

Prohibited Uses

  1. In addition to other restrictions and prohibitions as set forth in the Terms of Use and any restrictions and prohibitions under applicable laws, you are prohibited from using the Service for:
    1. any unlawful purpose;
    2. soliciting others to perform or participate in any unlawful acts;
    3. violating any international, federal, provincial or state regulations, rules, laws, or local ordinances;
    4. infringing upon or violate our intellectual property rights or the intellectual property rights of others;
    5. harassing, abusing, insulting, harming, defaming, slandering, disparaging, intimidating, or discriminating any person (irrespective of whether or not such a person is a user of the Services or otherwise) based on gender, sexual orientation, religion, caste, ethnicity, race, age, national origin, disability, or on any other account;
    6. submitting any false or misleading information;
    7. uploading or transmitting viruses or any other type of malicious data or any code that will or may be used in any way that will affect the functionality or operation of the Service or of any Platform or any other related websites or applications;
    8. collecting or tracking the personal information of others;
    9. any spamming, phishing, web crawling or spidering or scraping;
    10. any obscene or immoral purpose; or
    11. interfering with or circumventing the security features of the Service or any related applications.
  2. We reserve the right to discontinue, suspend or terminate your use of the Services for violating any of the prohibited uses or restricted uses.

Disclaimer of Warranties; Limitation of Liability

  1. We do not guarantee, represent or warrant in any manner that your use of our Services will be uninterrupted, timely, secure or error-free.
  2. We do not warrant in any manner that the results that may be obtained from the use of the Services will be accurate or reliable or effective in nature. You understand and accept that the reliance on the content obtained from the Services or the output from the Services is solely at your own judgement and risk, and you shall not hold Speculur liable for the same in any manner whatsoever.
  3. You agree that, from time to time, we may suspend, modify, restrict or remove our Services for uncertain or indefinite periods of time or cancel the Services at any time, without notice to you.
  4. You expressly agree that your use of, or inability to use, the Services is at your sole risk. The Services delivered to you are (except as expressly stated by us) provided on an 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
  5. Our products and Services are meant only for sports use, and are not intended to diagnose, treat, cure, or prevent any disease or health issues or concerns. We are not responsible for any health problems that may result from training programs, consultations, activities, products, or events you learn about through our products or Services. If you engage in any such programs or activities you receive or learn about through our products or Services, you agree that you do so at your own risk and are voluntarily participating in these programs and activities. In the event of any health problems or if any symptoms persist on account of the use of the products or Services, please discontinue the use of the products and Services, and contact your doctor within 48 hours of any such health problems or symptoms.
  6. You acknowledge that third-party links on our Platform or Services may direct you to third-party sites or pages or applications that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of such sites or pages or applications, and we do not warrant and will not have any liability or responsibility for any third-party materials or websites or pages or applications, or for any other data, information, products or services of any third-parties.
  7. We may provide you with access to third-party tools over which we neither monitor nor have any control nor input. You acknowledge and agree that we provide access to such tools “as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools. Any use by you of optional tools offered through the Platform is entirely at your own risk and discretion; and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).
  8. In no case shall Speculur, our affiliate entities, directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the Services or any products or services procured using the Services, or for any other claim related in any manner to your use of the Services, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the Services or any content (or product) posted, transmitted, or otherwise made available via the Services or on the Platform, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability in such states or jurisdictions, our total liability (including towards consequential or incidental damages or punitive damages or loss of profits) shall be limited to US$ 100.
  9. No Speculur reseller, agent, or employee is authorized to make any modification, extension, or addition to the warranty extended by Speculur to you with respect to any of our products or Services.

Indemnification

  1. You agree to indemnify, defend and hold harmless Speculur and our subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, from any losses, injuries, claims, demands, proceedings, penalties, interests, costs and expenses, including attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Use or the Policies of the Company or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.
  2. The indemnification rights of Speculur shall be in addition to any rights that may be available to Speculur under applicable law (including injunctions and specific performance reliefs), none of which shall be affected in any manner whatsoever.

Severability

  1. In the event that any provision of these Terms of Use is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Use. However, such determination shall not affect the validity and enforceability of any other remaining provisions of these Terms of Use.

Termination

  1. Your obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this Terms of Use for all purposes.
  2. These Terms of Use are effective unless and until terminated by either you or us. You may terminate these Terms of Use at any time by notifying us that you no longer wish to use our Services, or when you cease using our Services.
  3. If, in our sole judgement, you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Use or/and the Policies, we may terminate this Terms of Use at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or we, accordingly, may deny you access to our Services (or any part thereof).

Entire agreement

  1. The failure of us to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.
  2. These Terms of Use and any Policies and any other policies or operating rules posted by us on our Platform or in respect of the use of the Services constitutes the entire agreement and understanding between you and us and governs your use of our Services. This will supersede any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Use).
  3. Any ambiguities in the interpretation of these Terms of Use and the Policies shall not be construed against the drafting party.

Governing law

  1. These Terms of Use and the Policies which govern the use of the Platform and the Services shall be governed by and construed in accordance with the laws of India. Any disputes or claims arising in relation to the Terms of Use and the Policies and any of the Services shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka, India.

Comments and Feedback

  1. If, at our request, you send certain specific submissions, or without a request from us, you send creative ideas, suggestions, proposals, plans, feedback or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you provide to us. We are and shall be under no obligation: (a) to maintain any comments in confidence; (b) to pay compensation for any comments; or (c) to respond to any comments.
  2. We may, but have no obligation to, monitor, edit or remove content or comments that we determine in our sole discretion to be unlawful, offensive, threatening, libellous, defamatory, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Use.
  3. You agree and will ensure that your comments will not violate any of our rights or the rights of of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libellous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Services or the Platform. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

Contact Information

  1. Questions about the Terms of Use should be sent to us at legal@speculur.com.

Privacy Policy

Scope and Application

  1. Speculur Technology Solutions Private Limited is an Indian limited liability company registered and incorporated under the Companies Act, 2013, and has its registered offices at 235, 27th Cross, Jayanagar 7th Block, Bangalore, Karnataka, India (“Company”).
  2. This Privacy Policy covers the practices for handling and securing your Information by the Company. This Privacy Policy is applicable to all persons who access, use, purchase any product or services from the Company (collectively, the “Services”) through our mobile applications, website (www.speculur.com), mobile sites and other online channels and through other interactions and communications with the Company or its agents or affiliates (collectively, the “Platform”). This Privacy Policy is applicable to all users of the Services from any Platform.
  3. By accessing the Services provided by the Company and accessing or using them through any Platform, you expressly consent and confirm to the Company for collecting, maintaining, using, processing and disclosing your Information in accordance with this Privacy Policy. If you do not agree with this Privacy Policy or the Terms of Use or any other policies of the Company published on any Platform, at any time, do not use any of the Services or give us any of your Information.

Commitment

  1. The Company intends to protect the privacy of its users and members accessing or using its Services on its Platform, and the privacy of the data provided by them to the Company from time to time.
  2. The privacy of our users, whether they are our former or existing users or merely a visitor to our Platforms, is important to us and we are strongly committed to your right to privacy and to keeping your personal and other information secure. We encourage the users and visitors to our Platform to read this Privacy Policy in detail to understand what types of Information we collect and how we use this Information.

Collection of Information

  1. For the purposes of rendering the Services, the Company may collect your Information from various channels, including, but not limited to, voluntary submission of information from your end in furtherance of the access or usage of the Services, through requests initiated by you through the Services and through communication with third parties.
  2. The minimum age for a user to be registered for the Services is the age of contractual consent under applicable law or 18 years, whichever is lower. Our Services, in particular, are not directed at or meant for persons under the age of 13. We do not knowingly collect any information from any person under the age of 13. If you are below the age of 13, please discontinue the use of the Services and contact us at legal@speculur.com. If you are aware of a user under the age of 13 using our Services, please contact us at legal@speculur.com.

Types of Information collected by the Company

  1. Personally Identifiable Information (PII)
    1. PII, as used in information security and privacy laws, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. PII includes but is not limited to name, e-mail address, gender, date of birth, postal address, phone number, profile picture, family details, and other details shared via the Platform, any application form or email or any other medium.
    2. Any information exchanged by you with the Company in the form of written communication, responses to emails, feedback provided, participation in discussions, etc. is handled with confidentiality and will be available for the exclusive use of the Company.
    3. The Company may also collect specific Information from you when you access our Services through our Platform. For example, you may be asked to enter information about yourself, such as height, weight and gender, and similar personal details. We may use this Information to customize our Services based on such Information as provided by you.
  2. Non - Personal Information (NPI)
    1. NPI includes the IP address of the device used to connect to the Platform along with such other information such as browser details, operating system used, the name of the website that redirected the visitor to the Platform, etc. The Company requests you to note that when you access the Platform or receive emails or any communication from the Company, the Company along with its affiliated companies and permitted agents, use cookies and/or pixel tags to collect information and store your online preferences.
  3. Other Information
    1. The Company may from time to time add or enhance or modify the Services available on the Platform. To the extent these Services are provided to, and used by you, the Company will use the information provided by you in this regard to facilitate the access or use of the Services.
    2. The Company may also collect other non-specific information to provide you better access to the Services each time such as preferences and interests and other non-personal details names shared via the Platform, any application form or email or any other medium. For instance, if you email us with a question or provide feedback, we will use your email address, name, nature of the question, feedback etc. to respond to your question or feedback. We may also store and publish such information to assist us in making the Platform better and easier to use.
  4. Indicative modes of collection of Information
    1. Upon activation of the device: When activating any Speculur device, you will be asked to download the Speculur App or Speculur software and enter personal information about yourself, including your age, height, weight and gender. We use this information to personalize your actions and help improve your performance. For example, the device can collect data such as the movement of your body corresponding with the bat, the force with which you strike the ball, etc. and transmit this data to the device.
    2. When you create a Speculur account: If you want to access data collected by your device, you must create a Speculur account. When you create a Speculur account, we ask for some personal information, including your email address and date of birth. We do not display your email address to other users. We will ask permission to access basic information from that email account, such as your name, profile picture, and friend list. We may also access your phone’s contact list for the purpose of letting you identify contacts who are Speculur users.
    3. When you add information to your Speculur account: You can customize your Speculur experience by adding other types of information to your account, such as personalizing your profile with photos, participating in discussion boards, or sending messages to your friends. Whenever you add this type of data, we collect it and store it in your Speculur account.
    4. When you visit our sites: We collect industry standard data from everyone who visits our sites, even if they do not have a Speculur account. This includes log data that automatically records information about your visit, such as your browser type, operating system, the URL of the page that referred you, the different actions you performed, and the IP address you used to access pages on the sites. We use this type of information to provide you with an experience that is relevant to your location based on the IP address, to enhance the sites, to prevent site misuse, and to ensure the site is working properly. We also collect data from cookies.
    5. When you sync your device: When you sync your device through the Speculur app or software, the data recorded on your device about your activity is transferred from your device to our servers. This data is stored and used to provide the Services and is associated with your account. Each time a sync occurs, we log data about the transmission. Some examples of the log data are the sync time and date, device battery level, and the IP address used when syncing.

Usage and sharing of Information

  1. The primary goal of the Company in collecting the Information is for the Company to render the Services to you, and to ensure quality and efficiency in the Services provided to you. Additionally, we will also be using the information for our internal operational purposes, such as providing, maintaining, evaluating, and improving the Platforms and the Services, and also for providing customer support. We would also be sharing the information with others in the manner provided in this Privacy Policy.
  2. Please note that the Company does not trade or sell your PII in any manner, except as specified herein, or unless express consent is sought from you.
  3. The Company, however, may share the collected Information with its subsidiaries, divisions, and affiliates, or with a third party as part of any sale, merger or acquisition. The Company will also share the Information with its service providers, as may be required, to provide you with the Services. In the interest of providing quality and efficiency in the Services, you agree to inform the Company of any changes to your PII, and also undertake to protect the security of your username, password and PII in relation to the Platform and the Services.
  4. The Company may also share any of your Information to authorized third parties/service partners to support your interaction with us, to offer you services in the best possible manner and to contact you about other Services that we may offer. By submitting your Information to the Company, you have expressly acknowledged and consented to the Company using such Information in a manner deemed fit by the Company, subject to this Privacy Policy. The Company shall also be entitled to use the Information for conducting data analysis, research based on reviews about deals, transfer to third party experts for the purpose of outsourcing any Services offered to you by the Company, etc.
  5. In addition to the disclosures reasonably necessary for the purposes identified above, the Company may disclose your PII to the extent that it is required to do so: (i) by law, (ii) in connection with any legal proceedings or prospective legal proceedings, (iii) in order to establish, exercise or defend its legal rights, (iv) on account of a governmental or judicial request, (v) to enforce or apply our terms of use with you, or (vi) to protect the rights or safety of the Company or its users.
  6. Any NPI and data and analyses arising therefrom may be shared by the Company to its existing and potential partners, advertisers, investors, and others.
  7. The Company may have presence on social networking websites including but not limited to LinkedIn, Facebook, Twitter, YouTube and blogs which are promotional and business initiatives to attract, engage and connect to a larger group of people. The domain links contained therein may either direct you to our Platform or request your participation by way of feedback, suggestions, etc. The Company, in this regard, fully disclaims any liability(ies) or claim(s), which may arise by use/misuse of your feedback, suggestions, views, etc. on any of the aforementioned networking websites or blogs, by any third party whether or not known to the Company.
  8. In the event of a loss, theft or malfunctioning of your device, you are required to promptly inform us of the same, in order for us to disable the Services accessible through such device. You understand and accept that the reporting of such an event is solely your responsibility, contingent to which, we may enable you to access our Services as was previously available to you with the same terms and conditions as was previously applicable. However, we do not warrant the replacement or refund of our Services, on account of the loss, theft, malfunctioning etc. of your device, through which our Services were previously being accessed by you.

Storage of Information

  1. All information collected in connection with the Services and/or on your device(s) may be stored with the Company. Information is also stored on your device(s) and is subject to the security and privacy policies of your device and storage providers. Any breach of such security and privacy is beyond the control of the Company, and you acknowledge that the Company cannot, and will not, be held responsible for such breaches security or privacy.
  2. If the Company uses a vendor for storage of Information, all data storage by the vendor will be subject to the vendor’s security systems, and any breach of such privacy or security policies of the vendor will be beyond the reasonable control of the Company, and the Company will not be held responsible for such breaches.
  3. You understand and agree that the Company may continue to store your Information after you cease use of the Services or disable your use of, access to, or otherwise of the Services or the Platform. Please note that the Company shall not use, share or/ and disclose your PII with its affiliates, vendors, third parties etc., after you cease use of the Services or disable your use of, access to, or otherwise of the Services or the Platform. unless required by law to do so. The Company may however continue to use, share and/ or disclose your NPI in furtherance of its Policies.
  4. Cookies are small data files stored on your hard drive or in device memory. The Company uses cookies to improve and customize its Services and enhance your experience on the Platform and in relation to the Services. Please note that you can instruct your browser or device, by changing its options, to stop accepting cookies or to prompt you before accepting a cookie from the Company’s Platforms. However, the Company finds it pertinent to mention that non-acceptance of cookies may restrict your access to benefit from all aspects of the Platform.

Commitment to Security

  1. The Company is committed in protecting your privacy and has taken all necessary and reasonable measures to protect your Information and handle the same in a safe and responsible manner in accordance with the terms and conditions of this Privacy Policy. The Company ensures to safeguard the security of your PII by implementing standard electronic and managerial processes to protect against unauthorised access to and unlawful interception of PII.
  2. The Company will ensure its best efforts to protect your Information available with the Company in line with commercially reasonable efforts and general industry standards; however, the Company does not represent, warrant, or guarantee that your Information will be protected against unauthorized access, loss, misuse, or alterations beyond the reasonable control of the Company, and does not accept any liability for the security of the Information submitted to the Company or for your or any third parties’ misuse of your Information.
  3. The Company may provide links to any other website or locations for your convenience, but the provision of such links does not signify our endorsement of such other website or location or its contents. The Company has no control over, does not review, and cannot be responsible for these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these outside websites or location or its contents.
  4. Except as provided elsewhere in this Privacy Policy, the Company provides limited access to PII to those persons (including employees and contractors) who have a business need for such access.

Operating System Permissions

  1. Mobile platforms (Android and iOS) have defined certain types of device data that apps cannot access without your consent. These platforms have different permission systems for obtaining your consent. The iOS platform will alert you the first time the Speculur App wants permission to access certain types of data and will let you consent (or not consent) to that request. Android devices will notify you of the permissions that the Speculur App seeks before you first use the App, and your use of the App constitutes your consent. Sometimes these permissions require more explanation than the platforms themselves provide, and the permissions we request will change over time.
  2. Android permissions:
    Device & App history: We need your device permission to get information about your device, like OS name, OS version, mobile network, hardware model, preferred language, installed apps etc. Based on these inputs, we intend to optimize your overall experience by understanding your preferences and by using OS specific capabilities.
    Identity: This permission enables us to know about details of your account(s) on your mobile device. We may use this info to auto-fill your email address and provide a typing free in-channel experience. It also allows facilitating your login.
    Contacts: If you allow us to access your contacts, it enables us to make it easy to get referred by your friends and also send across referral links to your friends. This information will be stored on our servers and synced from your phone.
    Location: This permission enables us to provide you a personalized experience based on your location.
    SMS: If you allow us to access your SMS, we will read your SMS to autofill and verify the OTP used to validate your mobile number when creating an account with Speculur - this provides you a seamless experience during that process.
    Photos/Media/Files:
    Camera:
    Wi-Fi: When you allow us the permission to detect your Wi-Fi connection, we optimize your experience based on the connection speed.
    Device ID & call information: This permission is used to detect your Android ID through which we can uniquely identify users.

Payment Related Details

  1. The Company uses reputed international payment gateways for processing online payments. We do not store your credit card details or debit card details or your internet banking details on our servers. The payment data is encrypted through the Payment Card Industry Data Security Standard (PCI-DSS) when processing your payments. Your purchase transaction data is only used as long as is necessary to complete your purchase transaction and is not saved thereafter.
  2. The payment gateway adopted by the Company adheres to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover.
  3. PCI-DSS requirements will help ensure the secure handling of payment data information by the Platform.
  4. Payment gateways and other payment transaction processors will have their own privacy policies in respect to the information you are required to provide to them and we are required to provide to them for your payment-related transactions, and as such, those details will be governed by their privacy policies.

Changes to the Privacy Policy

  1. We reserve the right to modify, amend, suspend, terminate or replace this Privacy Policy at any time within our sole discretion, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the Platform. If we make material changes to this Privacy Policy, we will notify you that it has been updated to enable you to review the materially-changed Privacy Policy.


Grievances

  1. In accordance with the relevant provisions of the Information Technology Act, 2000, and the rules made thereunder, the name and contact details of the Grievance Officer who can be contacted with respect to any complaints or concerns including those pertaining to breach of the Terms of Use, Privacy Policy and other polices of the Company are published as under:

    Grievance Officer Name: Sri Harsha K
    Email address: shark@speculur.com

    Phone number: +91(80)-46644906

  2. The Grievance Officer can be contacted between 10am to 5pm from Monday to Friday except on public holidays.

Governing Law

  1. The Company is incorporated in, and based out of India, and is duty bound to abide by Indian laws. The Company may not have complied with some privacy laws of other countries and further represents to be unaware of such other legal requirements.


Questions and Contact Information

  1. If you would like to access, correct, amend or delete any of your Information which is with the Company, please register a complaint, or if you want more Information about this Privacy Policy, please contact us legal@speculur.com. The Company will respond to, and address all reasonable concerns or inquiries in a reasonable amount of time.